When is the Insurent Lease Guaranty issued to the Landlord? Contact a Placement Coordinator directly at (888) 240-8930 Our Corporate Entity has excellent credit to help you get "Approved." We help you rent townhomes, apartments and single family properties within our nationwide database of realtors and management companies we currently work with. He then spent eight years as a content lead on the Windows team at Microsoft. We walk you thru the process. If a US student or US person with income less than 27.5x the monthly rent, the renter must have decent to good credit and a Responsible Party (normally a father or mother) who has a minimum annual income of 50x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent. The landlord will not countersign the lease until the Insurent Lease Guaranty has been issued to the landlord. All communication from them at that point stopped no resolution, no apology and no refund. community that was finished being built about a year ago. They're strict, but considering the business they're in, it's to be expected. I would recommend this company. Bear in mind, like any other company we do not have solutions for every person that inquires. If this was how another company would treat me before I paid them I knew it wasn't going to get any better after I paid them. Green Dot primor Visa Gold. ALL RIGHTS RESERVED We can also combine parents to meet the above tests. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. Get more reviews from your customers with Birdeye. Vet the listing agent, either by using an intermediary service or by sleuthing the web site and making some phone calls. Their is very little communication and the fact that I can't get anyone on the phone is SCARY. duh should have done this weeks back instead of trying to figure this all out myself!!! Register your property with OneApp Guarantee. And that wasn't even the worst possible outcome. Opt-In Form- Get Free Email Updates! The Insurent Program issues guarantees for non employed U.S. and non U.S. persons with significant cash liquid assets or marketable securities (here or abroad). We have seen every scenario and were here to help. We process all Rental Credit applications on your behalf! What else to say?Nothing makes us happier! In closing, I highly recommend Guaranteed Apartment Approval Corporate Leasing Program to any company looking We'll process and complete a credit application with your chosen management company. We issue guarantees for graduating college and professional school students entering the workforce; non U.S. employed persons relocating to the U.S.; U.S. and international students with Responsible Parties; self-employed persons; relocating persons; non-employed U.S. and non U.S. persons with significant cash liquid assets; retired creditworthy individuals; and U.S. "But apartment hunters can see this as well.". Our Lease Guaranty is fully secured by the financial strength of Argonaut Insurance Company, an A- rated (Excellent) insurance company by A.M. Best, giving landlords and property owners peace of mind, and getting you approved faster. If your ready to find your new home let us help. This company is literally a scam. I have roughly 200 units in and around the Chicagoland area and can't spend time looking for a renter's cosigner if there is an issue. While meeting the listing agent in person and walking through the apartment in real life are critical, you can do more to keep your personal information safe. I thank God that He led me to this company and that they were willing to work with me when I needed them. I've had no problems or issues the entire time I used their services. "If it doesn't feel right, it probably isn't right," Mermelstein said. In the event that you are an international student or fall below the minimum 27.5x the monthly rent, please email us at renter-app@insurent.com so we can guide you through the application process. In such event, such liquid assets would need to be a minimum of 50x the monthly rent that you are seeking. The approval After youve completed your initial phone consultation, well email or text you an application link to start your file to get approved for a property of your choice. Similar to when you apply for an apartment lease, if you file such a co-application, both of your applications will be reviewed. The best part is theyre Nationwide, so even if you have staff in Multiple States, The online application takes approximately five minutes per person and the application is normally processed within 30 minutes with the Guaranty being issued within 24 hours. If you have consistent, documented income and are an eviction-free renter, there is an excellent chance that we can help you get qualified for the place you love. We can make it work. However, you may visit "Cookie Settings" to provide a controlled consent. I wish I heard of them before spending hundreds of $ on applications. If you need a co-signer, apply with OneApp Guarantee. You may apply for its personal loans, which range from $250 to $5,000, even if your credit score is below 630. Hey thanks for the kind words! Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. Fast Affordable Reliable. THIS IS THE LAW, called Fair Housing.For a business thats allegedly a SCAM, she sure keeps coming back and filling out more forms on our website! Can I still qualify for an Insurent Lease Guaranty? ONE!!! Yes. I am self-employed and my earnings vary significantly from year to year. Ive been trying to call i need to know if you all help in nashville tn area. Can the Insurent Lease Guaranty Program assist me if I am an international student or US student? Self employed renters are almost one-third of our business. Copyright 2015 - 2023 by Nationwide Financial Solutions, LLC. When you sign a lease agreement, make sure . Also, my credit has gone up about 65 points since I signed my lease. We get you Approved.Fast Affordable Reliable. Anyone can write a Trustpilot review. Yes. It's no surprise that it happens in real estate as well. Please Provide 3 Check Stubs or Bank Statement if Self Employed. Heres the kicker I dont have any renters history thus the reason for using Guaranteed apartment approval in the first place. Non-US persons qualify as long as they have a minimum annual income of 27.5x the monthly rent OR have a minimum of 50x the monthly rent in the bank/publicly held securities here or abroad. Two potential downsides, however: The card charges an annual fee of $35, and . The area i am in requires at lease 3x rent as income and i know alone i don't hit that mark so i'm having someone live with me. If I pay the guaranty fee and do not receive the apartment, do I receive a refund. 4: MOVE IN It's easy and free to apply. They only get the information they need to approve your rental. Each of our second chance rental specialist has the experience and expertise in their perspective fields. | DCMA | There is no such thing as guaranteed loan approval. You receive a full refund of the guaranty fee in one business day. After my divorce and the loss of my home I didnt know where to turn with a great salary and poor credit score. You can search the Insurent database of certified buildings. CreditLoan.com has offered online personal loans with same-day approval since 1998. I was a client for 4 years while my BK13 case ran its course. Our helpful staff are waiting. View rentals, browse photos and more! Second Chance Apartments Near Me 888-251-2247. They kept me in the loop every step of the way. Apartment Lease Guarantors And Bad Credit Specialists. Ready to rent a new Home. Guaranteed Apartment Approval Complaints Complaints Guaranteed Apartment Approval Apartment Rental Service View Business profile Customer Complaints Summary Business's Response Rate:. Where Renters Are Approved And Landlords Never Lose. We are a FREE referral service. Just because I asked if this was a scam they started saying I was throwing out wild accusations!!! Guaranteed Apartment Approval cares about your needs. Need No Credit Check Apartments or Lease Guarantor? TWO-BEDROOMS townhouse style with 1 1/2 BATH unit is available at STONEWOOD Apartments, in BREA, CA for immediate move in! 198 likes. "They'll only show you one of the rooms, or not disclose it's right next to train tracks that'll keep you up all night," Coon said. We provide US and international students, recent graduates, retirees, international employed, the self-employed, relocating persons, and persons with significant cash liquid assets with more approval opportunities. If your spouse or roommate is signing the lease, he or she must also complete an Insurent application. Acceptable Applications Include Renters With: We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. A C.P.N. Our apartment guarantor service approvals are not credit-based. Here are 8 tips for writing great reviews. I opened up the emails showing the price and fees we had prepared for and told the agent to either have it changed, or I will be renting my client her second-choice apartment. You will be contacted by one of our Placement Coordinators within 4 business hours after youve submitted your online pre-qualification form and paid your initial fee of $50 online. See Fewer. Submit a copy of bank/ brokerage statement and ID. In the event that you fall into that category, please email us at, Yes. The last apartment I was told they were processing with supposedly had an issue with me showing up to the apartment? Nardo's story is not uncommon. Thankfully, the same precautions can help navigate you through most common apartment scams safely. Are there any additional fees or charges under the Insurent Lease Guaranty, other than the guaranty fee? Reach out anytime. Credit Scores don't matter. We specialize in helping renters overcome rental barriers and qualify for housing by acting as a financial co-signer. Ready to rent a new Home. amanda was so helpful and easy to work with! Find out how we combat fake reviews. Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? shouldnt prevent you from living in a House or Apartment you love. In addition, the card reports to all three credit bureaus. In such cases, it is still possible to qualify with only the person having good credit being the signatory on the lease and the other person being solely an occupant. In the rush and anxiety of finding a new apartment, you might be willing to pay whatever it takes to take the apartment you want off the market. Unfortunately not. New landlords and their respective buildings are being added on an ongoing basis. That's why it's important to accept keys on-site and test them to make sure they open the locks they're supposed to. SEMI CUSTOM APPROVAL Our semi-custom approval is a method we use to get people approved that are looking for lower budget properties. It was when I reached out to these apartments and asked around that no one had heard of these people. In one version, an agent lists an attractive-looking apartment to lure clients, and then scams the apartment hunter when they arrive to see it. Be careful with these gauranteed apartment approval companies. I am a college or professional school graduate with a job acceptance letter. Consider their position. If you want to rent an apartment in a building that has not yet been certified by Insurent, the estimated time for certification of a building is one hour provided the owner/landlord wants to sign up their building. Can I still qualify for an Insurent Lease Guaranty? Ive recommended them to over 4 people and Ill continue to recommend them. Visit Business Insider's homepage for more stories. I would like a refund for the $620 admin fee. . A third-party property management site like Avail can serve as an intermediary, performing your credit check on your and the listing agent's behalf. They applied one time and were approved instantly for a lease. Very fast they got me my desired apartment. I am very happy with my new place! And got treated with such disrespect. anyhow, not sure how i found this company, but they said they could get me approved if i can prove my income i could,so i signed up they said their fee is equal to 1 month's rent plus 250. OK pretty high but, i need the location for my daughters school anyhoo.. they told me they can prove to my for as little as 500 bucks down towards my total fee with an approval from the property i picked well, lets say i was SOLD when i got my WELCOME LETTER from the property and called them to confirm if its really REALLY for real ! Dave grew up in New Jersey before entering the Air Force to operate satellites, teach space operations, and do space launch planning. On top of everything they do and wanted to help me even though I have horrible credit. (*this data captured by a data analytics tool) shouldn't prevent you from living in a House or Apartment you love. The Insurent Lease Guaranty Program is underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company rated A (Excellent) by A.M. Best and licensed in New York and 48 other states. Since, I've gotten emails from David Rothchild & their Visnova USA corporate compliance team that their working on it. Avoid wiring money to complete the transaction and likewise, avoid paying in cash. Now we have rebuilt our credit we have transferred our rental into our name painlessly and will be buying shortly! We have seen every scenario and we're here to help. Alternately, there might never have been a great property to begin with just a terrible apartment with good PR. Great experience. Call Now let's get you into your new Home. I was able to choose my own rental property while this company credit qualified on my behalf. If your annual income isnt more than 40 times the monthly rent, if your U.S. credit score is too low, or if you arent currently employed, or a US or international student, you can find yourself without many options. I had lost my job two years ago and had an eviction on my record. The fee to co-sign is equal to 1-month's rent. However, they didn't know I always get everything agreed in writing. | Privacy Policy Our Program has a 100% success rate for approvals. On average, the guaranty fee for U.S. parties will approximate 70% - 90% of a month's rent for the one year lease guaranty. When they say 100% Guranteed they mean it. ********************************************************. The real question is: why not? Landlords are guaranteed their rent in full each month. Just stay clear. Always insist on seeing the property in person before proceeding with any additional apartment renting steps. Many of our clients have experienced a Free Application And Same-Day Approvals. Here's what you can do. This cookie is set by GDPR Cookie Consent plugin. This company gave me a quality way to live for 7 years. One particular apartment was in processing with them and requested a admin fee of $620 which I paid promptly to avoid anymore delays. We get you Approved. A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. Now I live in a gorgeous apartment. Guranteed Apartment Approvals | Houston TX What markets are covered by the Insurent Lease Guaranty Program? I just reported them to BBB (Better Business Bureau). We've rounded up the most common scams and ways to avoid them. Dominate search results. Submit signed application via email along with applicable documents we request such as your Driver License or State ID, SS Card, & Proof of Income. I contacted these apartments myself easily and was able to get all my questions answered, some worked remotely so a simple email got the answers ****** and Ms. ***** told me they couldnt get. I got discouraged and started giving up hope, but I knew I had to find a place for my three children. That is why our Leasing Program allow clients This place and *********************** took money from my family after losing our home following covid. Nothing was resolved no refunds were dispersed. I highly recommend them if you need to be approved for an apartment and your credit is "not so good." Enjoy your new home and know we've got your back. And while a lease isn't essential some landlords and renters are comfortable with a month-to-month agreement without one, you have no protection from being thrown out two months after carrying the last box through the door. LET OUR COURTEOUS STAFF GO OVER THE PROGRAM, AND ANSWER ANY QUESTIONS YOU MAY HAVE. Our Program has a 100% success rate for approvals. Also, I have proof and pictures of how professional their staff is. Just trying to see if it allows me to post a reply.hmm.. Thank You! It is unfortunate you felt compelled to write a negative review in spite of our honest approach to business. The REAL DEAL - they helped me with a BK filing and an eviction. Will the prospective bonus be included in the consideration of my application by Insurent? How you divide the fee payment for the Lease Guaranty between yourselves is at your discretion. i feel bad for those getting scammed by these ppl. process was a breeze and it helped us begin our new life together! I cant thank them enough for helping to bridge the gap. I had an eviction on my record due to living with some roommates several years ago and they let the apartment get taken after I moved out but they were still living there until the lease was up. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. The Guaranty fee is paid in full prior to the execution of the apartment lease. Its fast, easy, and most importantly secure. They have ONE number that always goes to voicemail, but they always text. We may decide to put the occupant as a signatory on the Insurent Tenant Participation Agreement wherein both of you will be joint and severally liable. No matter your credit scores, we can help. The approval time for completion is typicaly 3-4 weeks and is guaranteed for luxury or non-luxury properties. From the multiple email addresses used to contact us, when we clearly tell our agents to avoid confrontation with such vile human beings.TEXT MSG THREAT:Text Message: https://ibb.co/NsrPDmFAnyone should steer clear of this woman Annalise Foxx and her delusions grandeur, infalted sense of importance where she feels she is exempt from rules others have to follow, or wait to be attended to or she will cry out fowl that your business is a SCAM.Scams particularly invloves someone calling another and the other party losing money. We also use third-party cookies that help us analyze and understand how you use this website. Took about 5 days and then I called the property to make sure and I got confirmation from the manager it's a done deal. Prettty simple, I paid with my credit card to this company, then filled out the paperwork with my guarantor company then just signed the lease online the next day. Bait-and-switch tactics offering one thing but actually selling another are a common trick in lots of retail businesses. There is no application fee. The father (or mother or some relative overseas or here) will just need to have a minimum annual income of 50x the monthly rent in their home country or a minimum of cash liquid assets/marketable securities held by them in their home country of 80x the monthly rent. I cant thank OneApp enough because they were truly a blessing to my family. I actually did qualify for their program as one of their disrespectful staff gave me various apartments. I asked a simple question of is this a scam and they got defensive. After I did my application they worked with me to look for a place I liked. They didnt charge any fees to review my application. We also qualify international students with Responsible Parties. Complete Our Guaranteed Second Chance Rental Application Acceptable Applications Include Renters With: :Evictions :Broken Leases :Eviction Filings :Rental Balances :Poor Credit :Bankruptcies :Foreclosures Get Approved For An: :Apply For An Apartment Here : Apply For A House Here : Apply For A Townhome Here : Apply For A Condo Here Your landlord could even place a lien against you for compensation of the damages.". We spoke to experts and found out some of the worst apartment-hunting scams that are taking place right now. My student loan debt and medical bills were keeping me from being approved but they saw thru that. Contact us to find out more and don't forget to ask about our fast-tracked program. Our Benefits Greater Access Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. If she had wired any cash, it would have been gone without a trace. He didnt do a **** tthing! Everything went smooth and we arranged the details additionally over the phone. I meet the income requirements and I'm trying to get in contact with them as well how do you get somebody on the phone to speak with you so you can apply. --We provide US and international students, recent graduates, retirees, international employed, the self-employed, relocating persons, and persons with significant cash liquid assets with more approval opportunities. Can I qualify for the Insurent Lease Guaranty? Beat local competitors. They're taking a big risk on you. Country Woods Apartment Homes. You probably won't ever get it back," Coon said. This might sound paranoid, but remember that just being in the apartment isn't always a guarantee that the agent is legitimate. Do my rights under my lease with a landlord change if I have an Insurent Lease Guaranty? We've made it simple for property managers to approve more renters. #1. Our approvals are income-driven. 2014 SINCE We help people get their new homes since 2014 non-stop. Once the tradelines mature, you will be able to enjoy the many privileges that accompany a strong credit score. What is the Insurent Lease Guaranty Program? Cookie Settings Accept All Work more efficiently with pre-approved renters. I did everything right and still was not able to secure an apartment through them. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. It normally takes up to 14 business days to get into your apartment but in my case it took a little longer but no fault to Guranteed Apartment Approval. Luxury No Credit Check Apt Approval and Lease Guarantor. Can never thank this service enough for helping me and my family seriously. I wasted over 4 months and $1400+ looking for an apartment using this company. Renters In The Atlanta And Metro Surrounding Area Can Complete Our Guaranteed Second Chance Rental Application For Free Consultation With An Agent That Represents Atlanta. In the event that you fall into that category, please email us at, Yes. Do all landlords in the NYC metropolitan area accept the Insurent Lease Guaranty? Can I get pre-approved and fully approved for the Insurent Lease Guaranty before I find an apartment? Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. I always got a prompt response from them when I texted. Directly across the street from "Brea Gateway Center", a community center whose anchor tenants include Ralphs, Rite Aid, HomeGoods . We specialize in connecting you with the home of your choice, regardless of past credit challenges. As a photographer, Dave has photographed wolves in their natural environment; he's also a scuba instructor and co-host of several podcasts. Second, if you have any trouble contacting them, I found text is best. More Approvals All 50 states. This company came through and for 3.5 years we have used them with ZERO issues. "When they meet to view said apartment, it is no longer available, and other apartments are shown as an alternative that don't usually fit the original criteria," New York real estate agent James Wan told Business Insider. Let renters who need a co-signer know we can help them. The 5 star review is beyond fake. All applicants and others considering to use the service must qualify with the same rules. Complete all required information and provide documents, Complete the lease guarantee premium payment, Theyll let your landlord know youve secured a lease guarantee. Apartment Lease Guarantors And Bad Credit Specialists. Need help Getting Approved. Guaranteed Apartment Approval is the only name you need to know to get approved with the best Apartment or Single Family home with our Nationwide Service. It is important the lease is read fully and understood before signing it.

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